CAT loss response, structured for scale and defensibility.
A phased methodology that scales from macro-level catastrophe command down to individual asset inspection — engineered for structured escalation, resource efficiency and defensible documentation at every stage.
From first notification to final report.
We combine desktop analysis, remote sensing and ground-level engineering inspection to produce defensible, independently verified loss quantum — at any scale.
Activation & Command Structure
Immediate mobilisation of senior adjusters and engineering leads. Dedicated command structure with incident management protocols, communication channels, stakeholder notification and resource allocation.
Remote Sensing & Initial Scoping
Aerial imagery, satellite data, drone surveillance and open-source intelligence to map the damage footprint. Prioritisation of deployment zones by severity and accessibility.
Infrastructure Categorisation
Classification of affected assets by type, risk category and value. Asset register aligned to criticality, driving sequencing and resourcing of inspection teams.
Ground Level Assessment
Multidisciplinary teams deploy on-site. ECSA-registered engineers assess structural, electrical and mechanical damage. Evidence collection and documentation completed to forensic standard.
Loss Quantification
Detailed loss quantum per asset — making safe, reinstatement, replacement or indemnity value methodologies as the policy requires. Contractor pricing, market rates and BOQ analysis where needed.
Reporting
A structured, multi-tiered report suite: executive summary, individual asset reports per discipline, consolidated quantum schedule and project management summary — formatted to support negotiation, dispute resolution or litigation.
Proven on the country’s largest loss events.
Including complex CAT response for the July 2021 civil unrest (SASRIA riots) and the KwaZulu-Natal flood events, large infrastructure damage assessments for SOEs, and ongoing panel appointments with leading short-term insurers.