Claim Rejected,
Underpaid or Ignored?
We act for you.
NKH Advisory (Pty) Ltd is a South African claims preparation practice that represents policyholders — individuals and businesses — against their insurers, combining senior adjusting expertise with ECSA-registered engineering. Free 60 second claim check. Johannesburg, Durban, Countrywide.
A dual front-door practice — client side and industry-grade.
NKH Advisory (Pty) Ltd is a specialist, multidisciplinary claims preparation, damage assessment and recovery management practice. We act for policyholders — individuals and businesses — across South Africa, with the same senior consulting and engineering capability the insurance market itself relies on.
Our practice is led by Senior Claims Consultants with a combined 60 years of insurance industry experience. Every member of our professional team has independently operated in industry for more than 20 years, with deep expertise in major loss and large infrastructure.
We maintain offices in Johannesburg and Durban and deploy countrywide — wherever your loss event occurs.
- Senior Claims Consultants with 60+ years combined insurance and claims management experience
- Every senior team member with 20+ years of individual industry tenure
- ECSA-registered electrical, civil and mechanical engineers under one roof
- Decades of inside experience across South African short-term insurers — we know their playbook
- Specialist municipal, SOE and public liability claims capability
Full claims capability — on your side.
From a first rejection letter through to settlement and reinstatement, we cover every step of the claim with one accountable team.
Rejected & underpaid claims
We challenge unfair rejections, low settlements and incorrectly applied exclusions on your behalf.
Engineering-backed assessment
ECSA-registered electrical, civil and mechanical engineers produce defensible quantum.
Property & business interruption
Fire, storm, flood, plant breakdown and BI losses across commercial, industrial and residential.
Municipal & public liability
Specialist capability for stalled claims against municipalities, metros, SOEs and public entities.
Independent loss adjusting
Where your insurer's adjuster works for them, our senior claims consultants work for you.
Dispute & NFO escalation
Formal dispute preparation and escalation to the National Financial Ombud (NFO) with full support.
We act against major short-term insurers and municipalities.
Our team has decades of inside experience across the South African short-term insurance market. We know the playbook — and we use it for policyholders.
- Bryte
- Standard Bank Insurance
- Budget
- Dial Direct
- OUTsurance
...and all other South African short-term insurers, underwriting managers, metros, municipalities and self-insured public entities. Names shown for identification only; NKH Advisory is not affiliated with these insurers.
You have 90 days to dispute. We mobilise within hours.
A rejected, underpaid or ignored claim is not the end of the road. Take the 60-second check or speak to a senior claims consultant today — the first conversation is always free.