Disaster response and recovery — before, during and after the event.
We handhold a public entity across the relevant instruments that a public entity uses using our knowledge of claims management requirements — budget reallocation, response and recovery grants, contingency reserves and insurance — and connect them with engineering-led, bankable loss evidence.
Across the full disaster risk management timeline.
From pre-loss strategy and reserve structuring, through response-grant packaging within the first six months, to recovery business cases and claim finalisation beyond.
Pre-disaster readiness
- Disaster risk management strategy design — layering reserves, insurance, parametric cover and contingent instruments to match an entity's risk rating.
- Contingency reserve structuring and ring-fencing advisory.
- Parametric / index-based insurance feasibility and product-structuring advisory, including trigger design and basis-risk assessment.
- Asset registers and insurable-value baselines for public infrastructure.
- Self-insurance and cell-captive structuring advisory for municipal pools, building on existing metro models.
Response management (0–6 months)
- Rapid post-event damage and loss assessment — engineering-led, bankable evidence for both response-grant applications and insurance claims.
- Response grant application preparation and compliance packaging for National Treasury and Provincial Disaster Management Centre submission.
- Emergency procurement and supply-chain compliance advisory during declared disasters.
- Claims lodgement and payout acceleration for insured entities — our core claims capability, applied at institutional scale.
Recovery management (6 months+)
- Recovery grant business-case and MTEF-aligned funding plan development.
- "Build back better" versus like-for-like cost adjudication and technical motivation reports.
- Reconstruction project monitoring and disbursement-tranche verification.
- Post-disaster insurance claim finalisation, reinstatement negotiation and National Financial Ombud escalation.
Institutional & policy advisory
- Municipal and provincial disaster risk management capacity building and training.
- Development of a funding-instrument "map" so an entity can see what is available and when, across all six funding instruments.
- Advisory support to insurers and DFIs structuring public-sector parametric or indemnity products, using loss adjusting experience as product-design input.
Insurance payouts to municipalities are reported at 12–24 months, with only 32% uptake. Our flagship Loss Adjusting & Claims Preparation practice is the response-management delivery arm that answers that directly: engineering-led assessment, lodgement and payout acceleration.
See Loss Adjusting & Claims Preparation See Risk Management AdvisoryClaims preparation may be covered under your policy.
Can you use it to aid disaster response efforts — and how much of it? Many public entities do not realise their insurance programme may already include claims preparation or disaster response cost cover. We help you identify what is funded, and how to use it.
Figures cited are drawn from National Treasury's August 2025 disaster risk material and the World Bank-authored report on disaster risk management approaches in South African municipalities. This page is general information, not financial or legal advice.